Posts Tagged ‘CREDIT CARDS’

July 23 Ellin Dodge Blogs Numerology Forecasts: Tomorrow, Birthdays, Celebrities, Your Life Today, News & Views

July 22, 2011
Cover of "Win the Lottery!"

Cover of Win the Lottery!

July 22 musing how yesterday’s #6 prediction of “adjustments made” apply to Republican House Speaker, John Boehmer’s talks with President Obama.  They made adjustments that near the deal on spending cuts and the tax code overhaul.  A # 6 day aims for balance and they are doing a balancing-act by keeping the Republicans from derailing talks and the democrats from acting-out their anger at being excluded.  By keeping things very secretive—the prediction for tomorrow – a #7 “keep your thoughts to yourself” #7 World-Wide Day, they will make headway. 
A #6 Day Domestic issue that may concern you and me = the consumer, the new Federal Consumer Financial Protection Bureau is open to take and process credit card complaints on the net.  Domestic news that rates a ho-hum…Carla Bruni is unhappy being photographed while pregnant, Arnold Schwarzenegger refuses to pay Maria Shriver spousal support or lawyers fees in their dicorce settlement and Marc Anthony is not taking the divorce well at all.  I don’t muse #6 domestic issue days with gusto = too much real work to do for a muser!  It’s time to clean the house, go marketing and take Maggie to the dog groomer. That’s the blog and here come the forecasts…       

…July 23, 2011…a #7 hidden elements breed future disappointments World-Wide Day when people keep their thoughts to themselves, the stock market improves, the cities are unsettled and irritated, committees are analyzing to iron out fine points of agreements.  Water and nautical activity, inventions and farmers noted, mining stocks and commodities should be in the news.   In your lifestyle: You’re off to a slow start…It’s hard to get into action and there are things to think about.  You go over past mistakes – reflect and perfect – future plans are made.  Listen to your intuition and let the dust settle before doing anything.  You may feel unsociable, uncomfortable with manual labor and a bit of a loner, but to use this day wisely, read, study, investigate – get your thoughts together and you’ll make good decisions tomorrow. 

Generally compatible Birthday numbers for Master Number #23 are: #1 (business), #3 (ideas and activity), #4 (opposites balance), #6 (domestic), #8 (dynamic duo), #9, #10, #12, #13, #15, #17 (lucky), #18, #19, #21, #22, #24, #26, #27, #28, #30, #31.  

If July 23 is your birthday, Although sensitive and restless in youth, mid-life you are “all things to all people” and are welcomed by all classes and types.  You are sociable, self-sufficient, make the best of everything and are a fine companion.  However, you like challenges and adventure and need freedom to follow your curiosity and enthusiasms.  You’re a fine diagnostician in medicine and when judging people and opportunities.  With your physical agility, clever, quick mind and communications talent, life won’t be dull and can be domestically and financially comfortable.

In 2011, it’s best to be questioning and investigative and do not accept anything at face value.  Put commercial ambitions and changes aside to perfect your skills, ideas and projects.  Be patient and take time to analyze…you’re due for settlements and whatever you need will come to you.  Romance is in the air, delays are to your advantage and all forms of communications should be lucky.  Maintain your poise and temper.  Understand that in October you gain more control and in time your goals and ambitions are realized. 

In 2011 wear the color purple to attract intelligent, thoughtful, meticulous associates. 
Amethyst is your gem in 2011.
People whose names begin with the letters G, P and Y are too critical and fussy in 2011
Saturday is your lucky day of the week in 2011

Your 2011 lottery numbers are
: 2, 5, 7, 16, 23, 25.   

Celebrities born on July 23 are: Pat Brown (Politician), Raymond Chandler (Mystery Writer), Burt Convy (Actor), Gloria DeHaven (Actor), Don Drysdale (Baseball/Pitcher), Omar Epps (Actor), Woody Harrelson (Actor), Philip Seymour Hoffman (Actor), Don Imus (Radio Talk Host),  Emil Jannings (Actor), Monica Lewinsky (Celebrity via Bill Clinton), Daniel Radcliffe (Actor/”Harry Potter”), Pee Wee Reese (Baseball Hall of Fame), Lamont “Showboat” Robinson (Comedy King of Basketball/Harlem Globetrotters), Haile Selassie (Emperor of Ethopia), Slash (Guitarist/”Guns & Roses“), Peter Twiss (Test Pilot), Arthur Treacher (Actor), Sam Waters (Singer), Marlon Wayans (Comedian), Tony Joe White (Singer/Guitarist), Michael Wilding (Actor).

Often asked questions…Do I do personal e-mail written consultations?   Is there a fee? 
Answer: Yes – I answer 1 question per e-mail for a fee of $26.00 pre-paid through Paypal.com.  AND…
No, I do not e-mail extensive natal chart written reports (a natal chart consultation  including the career, personality, challenges and past, present and future and questions takes about 2 hours on the phone) – I do CD taped, phone consultations by appointment and they are not free.  The fee is $250.00. 

Thanks for your many comments regarding my books, numbers and the Blog design.  Please note:  I do respond to comments

For your July 23 Birthday Life forecast order YOU ARE YOUR BIRTHDAY available at www.ellindodge.com \ click on BOOKS.  To see excerpts and to order books by Ellin Dodge:  NUMEROLOGY HAS YOUR NUMBER, YOU ARE YOUR FIRST NAME, YOU ARE YOUR BIRTHDAY, WIN THE LOTTERY! and FROM ACE TO ZUMMO  click on BOOKS at WWW.ELLINDODGE.COM now.

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SENATE USES WINDEX ON CC HOLDERS BILL OF RIGHTS

May 12, 2009

There must be something to this transparency thing, ’cause I almost understand – I think I recognize fairer practices – The Credit Card Holders Bill of Rights – the credit card rules and regulations changes on the Senate floor as we speak.  These changes, if implemented and controlled, may help to balance the economic imbalances that exist now.  Gee, I am surprised = they are not  getting as much attention in the media as I would have imagined.

These changes are mighty and not happening soon enough.  With the changes comes regulations to be sure that Congress oversees CC companies and banks to be sure that they implement the changes.  Well, if they follow-through, that will be “a first!”

The House passed a bill in April and Republicans are finally realizing that it would be a refreshing change to bring good news home to constituents.  So, this week the Senate is expected to pass a bill that will take effect in nine months.  That brings us to February 2010  instead of the previous previously announced Credit Card Bill of Rights date, July 2010. 

A biggie change is that CC companies cannot increase rates on past buys unless payments are 60 days late and if after an unexpected increase of interest rates, a bill is paid on time for 6 months, the bank is required to review and the interest rate will go back to the older, lower rate.   Another goodie – Information must be given by lender to card holder as to how long it will take and how much interest will be paid to fulfill the credit card debt.  These are nifty improvements = and . if implemented, that will be another “first.”

The following few changes are offered because I think I understand them…there are more that didn’t come clear to me…

…Bill must be mailed to borrower 21 days before balance is due..
…No fees for phone or online payments…
…CC companies and banks will require that people requesting credit cards that are under 21 submit proof of how they will repay OR a parent or guardian assumes responsibility for the debt if it is not paid by the borrower…
…Lenders are required to give 45 days notice of rate increases..
…Card holder must be contacted and elect to go over the limit or an over limit fee cannot be changed…

…gonna’ buy some Windex and decipher the rest of the Senate discussion of the Credit Card  Holders Bill of Rights….if you’re not a pay-it-off-every-month CC user, I suggest you check it out too.